Frequently Asked Questions

Do I have to join any of the insurance programs in order to access the other benefits of the Association?
No, you can join the Association and have access to all privileges and benefits of the Association without purchasing any insurance.

What are the monthly dues of the Association?
For individuals the monthly dues are presently only $1 per family per month. For employers, the dues are $24 per year.

Could I buy the insurance programs of the Association without being a member?
No, the insurance programs of the Association are only offered to members or in the case of employers, their employees. The Association has negotiated these insurance programs with various carriers and has been issued a group policy by each of these carriers. In the case of most group insurance plans, if you leave the employer to whom the group policy is issued, you would lose your insurance. The major difference is that the member can move from one employer to another without losing their insurance benefits.

How do I join?
If you want to join without purchasing one of the Association's optional insurance plans, you can download and print the Application for Membership (located on the How to Join page), and mail it with the $12 or $24 joining fee to: Benefits Association, Inc., PO Box 12665, Jackson, Mississippi 39206.

If you decide to join one of the Association's insurance plans, the Association dues will be collected monthly along with the insurance premium.

How long has the Association been in operation?
The Association was formed in 1990.

Who owns the Association?
The Association does not have any stockholders or ownership. It is a nonprofit association which is run by its Board of Directors, which is elected by its members. These Board Members serve the Association at no salary.